Jeffrey Harrington's Blog
As a homebuyer, you'll want to do everything possible to guarantee a quick, seamless homebuying journey. Because if you're not careful, you may be forced to deal with a nightmare homebuying experience.
Ultimately, there are many ways to ensure that you can avoid a nightmare homebuying experience, such as:
1. Narrow Your Home Search
Although you know that you want to buy a home, it pays to consider exactly what you'd like to find in your ideal residence. By doing so, you can narrow your home search and avoid the homebuying nightmare of pursuing residences that fail to meet your expectations.
Think about which features are must-haves for your new home, as well as which features you can afford to live without.
For example, if you require a home that is close to your office, you can search for houses near your workplace. On the other hand, if you want to live in a small town, you can remove city residences from your home search.
Establish priorities as you search for your dream house – you'll be glad you did. If you separate your home must-haves from your wants, you can simplify your home search and move one step closer to finding your ideal residence.
2. Get Your Finances in Order
How much can you afford to spend on a house? Create a homebuying budget, and you can avoid the risk of browsing available residences that fall outside your price range.
To determine how much money you have available for a home purchase, it often helps to meet with local banks and credit unions. These financial institutions can provide details about a variety of mortgage options and help you select a mortgage that corresponds to your finances.
Also, you should check your credit report before you buy a home. You are entitled to a free annual copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). Take advantage of this perk, and you can learn your credit score and take steps to improve it prior to purchasing a house.
3. Hire an Experienced Real Estate Agent
An experienced real estate agent understands both the homebuyer's and home seller's perspectives. As such, this housing market professional can help you analyze a home seller's point of view and negotiate the best price on any home, at any time.
Typically, an experienced real estate agent will meet with you and learn about your homebuying goals. This housing market professional then will map out a homebuying journey, one that helps you streamline the process of acquiring your ideal house.
Let's not forget about the assistance that an experienced real estate agent can deliver throughout the homebuying journey, either. A real estate agent can provide expert insights into the housing market and help you make informed decisions, thereby reducing the risk of a nightmare homebuying experience.
Take the guesswork out of buying a home – use the aforementioned tips, and you can minimize the risk of a nightmare homebuying experience.
When you think of buying or selling a house, the first thing that comes to mind may not be the legal aspects associated with the process. You may want to reconsider this rather boring part of the process as an important one. Hiring a lawyer can help both buyers and sellers to get through many hurdles that buying a home can present.
There will be many negotiations and a lot of back and forth throughout the process of buying a home. Everything that’s involved with buying a home needs a contract for it to be legally binding. A real estate attorney will negotiate on your behalf and be sure that the contracts adhere to all state and local laws. The lawyer will also help you to address issues that may affect the future of the property such as botched inspections, liens against the home, and other items that could affect you as the home buyer.
Real estate attorneys will perform what is called a title search. This allows them to see if there are any outstanding liens or judgements against the house. This title search will also make sure that the seller has the right to actually sell the property that’s being sold. An attorney can do all of this much quicker than the average person since they have working relationships with title companies.
Transfer Of Property
If a property is being transferred through a corporation, trust, or partnership, things can get complicated. It’s good to have an attorney who is used to working with these complex situations and understands the legal boundaries within the state or municipality that the property is in.
If You Choose Not To Have A Real Estate Attorney
Many times, a real estate attorney isn’t required to buy a property. It is advisable to have one, however. Without an attorney you increase your chances of problems arising in the future. You run the risk of:
- Being sued for failure to disclose information
- An improper property transaction takes place
- You could miss relevant facts about the property
- Failing to file the correct documents at both the state an local levels
- Deeds are not transferred
- Building permits weren’t correctly filed
Having a real estate lawyer on your side is important due to the complex nature of property transactions. While some states require that an attorney be present throughout your property transaction, many states do not have this stipulation. You are smart to hire a competent real estate attorney to protect your own interests as either a buyer or a seller.
Even though most of the details of selling your home are usually handled by other people -- hopefully competent professionals -- it still can be a stressful experience.
Major life changes are a "mixed bag" when it comes to the effect they have on your mental equilibrium. On one hand, change can open up new doors of opportunity and give you a fresh lease on life. On the other hand, it forces you to step out of your comfort zone and deal with the element of unpredictability.
While every situation is different and there's no panacea for the stress that accompanies life transitions, here are a few strategies that will help make the road less bumpy.
- Choose an experienced real estate agent or Realtor who will provide the guidance, day-to-day support, and expertise you need to avoid many of the pitfalls and frustrations of selling a house. If you know you're in good hands, you'll have less of a tendency to worry about how things are going. The ideal real estate agent will instill confidence in you, provide you with regular progress reports, and do everything they can to make sure the sales process and other logistics keep moving forward and staying on track. They'll also provide you with good advice on how to effectively stage your home to improve its marketability.
- Go with the flow. Accept the fact that you'll need to keep your home immaculately clean, every day, to make the best possible impression on prospective buyers. There are also plenty of other tasks and challenges you'll have to deal with along the way. Sometimes it helps to remind yourself of the famous serenity prayer written by American theologian Reinhold Niebuhr back in the 1930's: "Grant me the serenity to accept the things I cannot change, courage to change the things I can, and wisdom to know the difference."
- Get enough sleep every night: Nothing undermines one's coping ability, patience, and resourcefulness more than struggling against a sleep deficit. Getting enough sleep, which is somewhere in the neighborhood of eight hours a night, is more crucial to one's physical and mental well-being than many people realize. When you prioritize getting a full night's sleep, you'll generally be able to think more clearly, keep setbacks in their proper perspective, and do a better job of rolling with the changes.
Ready to transform your bathroom from drab to fab? With a bathroom cleaning checklist in hand, any home seller can improve the look and feel of any bathroom.
When it comes to putting together a bathroom cleaning checklist, here are three key areas to focus on:
Let's face it – no one wants a dirty bathroom sink. Whether it's toothpaste residue or a sticky foreign substance in a bathroom sink, even minor particles can negatively affect the sink's appearance.
Use an all-purpose cleaner to help your bathroom sink pop. Apply the cleaner and scrub the sink thoroughly to remove any unwanted residue.
In addition, remember to clean your bathroom sink at least once a week. This will ensure your sink will sparkle any time homebuyers check out your residence.
When was the last time that you cleaned your shower? If it's been a few weeks, there may be no time like the present to clean your shower from top to bottom.
To clean your shower, you'll want to wipe down the shower door, floor and wall. An eraser sponge usually offers a great option to clean a shower, as it enables you to eliminate shower stains and mildew without the use of harsh chemicals.
Furthermore, don't forget to clean grout. Although it may require hard work and patience to clean grout, those who allocate the necessary time and resources to complete grout cleaning can keep a shower looking great.
Most home sellers dread cleaning the toilet, but doing so can make a world of difference in the eyes of homebuyers. In fact, home sellers who spend even a few minutes daily cleaning the toilet can reap the benefits of their efforts immediately.
A combination of baking soda and vinegar makes it simple to remove dirt, debris and assorted residue from inside a toilet bowl. And if a toilet has an unsightly ring, it commonly pays to use a toilet pumice stone to eliminate this problem.
Also, swishing a toilet bowl with water and a toilet brush at least once a day is ideal. This practice will help you maintain a toilet's appearance both now and in the future.
If you need extra help improving your bathroom's appearance, don't hesitate to contact a home cleaning company as well. This business employs friendly, highly trained cleaning professionals who are happy to help you enhance your bathroom's look and feel.
Lastly, if you're entering the housing market and want to bolster your home both inside and out, you should hire a real estate agent. With a real estate agent at your disposal, you can receive expert home selling support.
A real estate agent will offer home improvement recommendations, help you negotiate with homebuyers and much more. Plus, if you have any home selling questions, your real estate agent can respond to your queries at any time.
Get started on the home selling journey – perform bathroom cleaning and other home improvements, and you can boost the likelihood of a fast, seamless and profitable home selling experience.
If you plan to sell your house, you likely will want to do everything you can to maximize its value. Lucky for you, we're here to help you obtain the best offer for your house, regardless of whether you're operating in a buyer's or seller's market.
Now, let's take a look at three tips to help you get the best price for your residence.
1. Enhance Your House's Curb Appeal
Curb appeal is a difference-maker for any home seller, at any time. If you allocate time and resources to boost your house's curb appeal, you may be able to differentiate your residence from the competition. Perhaps most important, improving your home's curb appeal may help you increase the likelihood of a fast, profitable home selling experience.
To improve your house's curb appeal, you should mow the front lawn, trim the hedges and perform any necessary home exterior upgrades. Consider the homebuyer's perspective, and you're sure to find lots of ways to enhance your house's appearance.
In addition, if you need help with home exterior upgrades, there is no need to stress. Many home improvement professionals are available in cities and towns nationwide, and these professionals are happy to help you transform your home's exterior from drab to fab.
2. Determine the Current Value of Your Home
A home appraisal may prove to be exceedingly valuable, particularly for a seller who wants to establish a competitive initial asking price for his or her house.
During a home appraisal, a property expert will examine a residence both inside and out. This expert also will evaluate various housing market data. Then, the property expert will provide a property valuation based on the appraisal results.
Once you receive a property appraisal report, you'll have a good idea about the current value of your residence. You next can use a property valuation to set a competitive price for your home from day one of the house selling journey.
3. Collaborate with a Real Estate Agent
As you look for ways to earn as much money as possible from your home sale, you may want to consider working with a real estate agent. Because if you have a real estate agent at your side, you can receive plenty of support at each stage of the home selling journey.
A real estate agent understands what it takes to optimize the value of a home. First, he or she will meet with you and learn about your house selling goals. A real estate agent then will help you determine the ideal initial asking price for your residence and promote your house to potential buyers. And if you receive an offer to purchase, a real estate agent will provide a recommendation about how to proceed.
Want to achieve the best-possible results during the home selling journey? Use the aforementioned tips, and you can move one step closer to maximizing the value of your house.