Portsmouth NH Real Estate, Seacoast NH Real Estate, Portsmouth NH Homes For Sale, NH MLS Listings


When you’re getting ready to sell your home, there’s probably a lot of things going through your mind. You’ll want to get the most return on your investment. You hope to sell in a timely manner. You are probably also busy making plans for where you’re moving next. Below, you’ll find some things to think about before you even put a “For Sale” sign out front: 


Research Agents’ Marketing Strategies 


Most homebuyers start their home search online. If people don’t like what they see on a screen, they certainly aren’t going to waste their time going to the property in person. This means that your home is going to need pictures to help it sell. Some agents even create short videos of properties and neighborhoods to help buyers get a better feel for the area. You can work with your agent to make sure that these things are done. Be a proactive seller! You might even be able to make a video of your home on your own.  


Post Your Listing On Social Media


Pretty much everyone is on social media and checks the sites frequently. Even if none of your first degree connections are searching for a home, someone may have a prospect for you who would be the perfect candidate to purchase your home. Sharing is definitely  caring in this case! 


Your neighbors are probably some of your social media connections as well. It’s nice for the people who live in the neighborhood to know that you’re moving so that they can “choose” a new neighbor in the event that they know someone who is looking to buy a home.


Part With Some Of Your Stuff


Buyers will be more attracted to your home if they get some benefits with it. Consider leaving some of your things behind when you’re selling a house. Any item including your washer and dryer to your plasma TV to your kitchen table can make a difference in how well your home sells.  


Focus On Staging


You should stage both the interior and the exterior of your home to give a great first impression for home showings. The exterior of your home should present immaculate landscaping. If any paint touch-ups can be made quickly, you should do that as well. Show potential buyers the way that your home presents the maximum amount of enjoyment. If you’re able keep the furniture displayed inside of the home, show potential buyers your best set up. People will get a better idea of things like where the couch will go, and how their own kitchen table will fit in the dining area when the home is well staged. 


Price The Home Reasonably


It’s important that you and your agent work together to know the market. Your home should be priced competitively along with others in the neighborhood. You don’t want to give the home away, but one of the worst things that you can do when selling your home is to out-price yourself. Research is key when it comes to pricing your home appropriately.


When you’re ready to buy a home, there’s an anxious excitement that’s within you, making you feel like a small child on Christmas night. One question that is probably burned in your mind throughout the home search process is, “How long is this going to take?” 


If you’re a first-time home buyer, you’ll likely be using some programs through the Federal Housing Administration, also known as the FHA. With any kind of home loan, there’s many variables that can affect how long the process will take. This can be due to many factors including the seller’s circumstances and the nature of your loan. 


When you’re securing a home loan backed by the FHA, you may wonder how long it’s going to take for the entire process to finish from beginning to end. 


Variables That Affect The Loan Process


Underwriting

This is one of the variables that can fluctuate the most in the home loan process. Once you have found the home that you love, the lending process can take a few weeks beyond the point where you sign a contract. This part could entail many different steps that may become hurdles for you as a borrower. Your loan officer can also have an impact on the length of the process. Some loan people are just faster than others! 


Keep in mind that you can’t close on an FHA loan until you get through the underwriting process. In the underwriting process for an FHA loan, it will be assured that you meet all of the criteria necessary for securing the loan, such as the standards that have been established by the HUD (Department Of Housing and Urban Development).      


Closing On An FHA Loan


While it’s difficult to say the exact amount of time that it will take for a loan to process, there’s some things you can do ahead of time to prepare. If you apply for an FHA loan before you have even found a home, you’ll expedite the process a bit. If you have been pre-approved prior to making an offer on a home, you’ll likely be in a better position than if you haven’t yet met with a lender. This will also make the underwriting process move a bit faster for you, provided there aren’t any major red flags on your paperwork.  


FHA Appraisals


FHA appraisals do differ a bit from appraisals for a home with a more conventional loan. With an FHA appraisal, the appraiser must look for things in two main areas including any health and safety issues and determine the market value of the property as well. This process will most likely only take a few days. Part of the appraisal process may include the appraiser looking at similar properties in the area in order to get a bit of a comparison on the value of the property. 


Can You Speed It Up?

If you have everything in order before you even decide that you’re ready to go on the house hunt, you’ll discover that the process of securing an FHA loan will be a bit smoother. Talk to a lender before you start the process so you can familiarize yourself with the requirements. Once you can present the lender with the right documents, they’ll be able to do their job with little intervention on your part.


Choosing the paint colors for your home is a daunting task. With so many options available, picking the right colors can take longer than the actual painting. But it's a good thing to spend time on choosing paint colors that you're happy with. The color of the room we're in has been shown to affect our moods in positive or negative ways. Your home is the place you should feel the most comfortable, and the colors of your walls should be an extension of that. Today we're going to give you some tips on choosing the right paint for your home that will fit your personal tastes but will also be appealing to just about any eye.

Take inventory

Before you head to the hardware store to start looking at color swatches, you're going to need to do some research in your own home. While you have the freedom to choose any color you want to paint your walls, it's advisable to take a look at the colors that are already in your home--not the colors on the walls, but the colors of your furniture, floors, ceilings, countertops, etc. If you have a living room furniture set that you love and a new carpet, odds are you don't plan on replacing these items just to fit the new color of your room. So, here's what to do. Take out your phone and snap some close-up photos (I mean really close up so that you can only see one color) of your sofa, chairs, and other furniture. Open up your photos and compare them next to one another. Do you notice a color trend in your furniture? If so, one of those colors could be a great place to start your palette.

Choosing a palette

There's no need to go to the store just to get a basic idea of the colors you want for your home. If you're reading this, odds are you have all the tools you need to start making a palette. There are numerous websites devoted to creating color palettes. But today we'll talk about two specific tools that will be the most useful.
Palette makers
The first thing you'll want is to put one color into a palette maker online (Google will present you with many). This color should be the one that you want to tie the whole house together with.
Color harmonies
Have you ever head of complimentary colors? The term might make you think back to middle school art class. Complimentary colors are a type of color harmony. There are websites that allow you to enter the color of your choosing (in this case the main color you chose above) and it will give you the color harmonies for that color.  

Tips to-go

  • Choosing various shades of the same color help build continuity in your home
  • Putting the darkest colors in your room near the floor and the lightest near the ceiling add a natural ambience to the room
  • Use bolder colors for "high energy rooms" like the kitchen, and quiet colors for lower energy rooms like the bedroom
 

Growing Sword Plants Indoors  Native to Central and South America, Vriesea plants, also known as sword plants are robust, easy to grow, low-maintenance plants that do well as indoor houseplants. Also known as “mother-in-law's tongue”, Vriesea is one of the most common members of the forty genera of bromeliads. Vriesea provides brilliant, showy greenery. An epiphyte in its native habitat, Vriesea does well in any well-light spot indoors. Vriesea can grow just as well with artificial light as it does with sunlight, but does best in a full sun location. Place the plant in the corner of a sunny room and it will flourish for years with little or no attention. Just keep in mind that the more sunlight the plant receives, the more moisture it requires. Sword plants thrive on high humidity. A sunny and highly moist kitchen, laundry room or steamy bathroom, are ideal locations for a collection of colorful and eye-catching Vriesea plants. Description There are more than 250 varieties of Vriesea across a broad spectrum of colors in both leaves and flower bracts and hundreds of different cultivars. Indoor gardeners delight in collecting and cultivating the many unusual varieties sporting variegated leaves and brilliantly colored bracts in every color of the rainbow. Within the Vriesea genera are hundreds of tiny and medium sized plants. However, some varieties of Vriesea are within the tallest and largest of all bromeliads. The most common of Vriesea varieties, the “Flaming” sword plant, is so named for its fire red bracts that appear when the plant is from three to five years old. Most Vriesea plants only flower once and then withers away, however, not before producing a batch of “pups” or new offset plants at the base of the parent plant. Remove the pups for transplanting when they are approximately half the size of the mother plant. Cultivation Sword plants grow best in a mixture of half regular potting soil and half orchid mix. A specialty soil mix for bromeliads is available from florists or plant nurseries. Sword plants can also be attached to a slab of wood, bark or a piece of freshwater driftwood. Do not use driftwood from the ocean. The salt embedded in the wood is harmful to plants. Vriesea plants do best when the temperature maintained between 60 to 80 degrees Fahrenheit. Similar to all other bromeliads, Vriesea plants have a tank or cup in the center of the plant to hold moisture. Make sure that the cup is always filled with water. Sword plants prefer a humid atmosphere. Planting soil should remain slightly moist and never allowed to dry completely out. Maintain a high humidity level by misting the plant daily or placing the planting container on a pebble tray or close to other transpiring houseplants. Shop online to find unique Vriesea plants to combine in a designer pot or ceramic container. A striking arrangement of sword plants is a popular type of floral arrangement often used in corporate office décor. The plant has no odor, is non-allergenic and requires very little care and attention.

The process of sitting down and creating a household budget can be an enlightening experience. Not only is it one of the few ways to figure out where the heck your money is disappearing to, every month, but it's a method for identifying expenditures that are wasteful or redundant. Once you've created a chart or spreadsheet that itemizes your income, savings, and expenses, you're in a stronger position to control your household cash flow. Using accounting software, budgeting apps, and/or the services of a qualified financial advisor can also help you gain control over your family's spending habits. If your goal is to reduce expenses and stretch your household budget farther, her are a few strategies and tips worth considering:
  1. Buying in bulk: Some people swear by the savings they rack up by joining and doing their shopping at wholesale buying clubs. Others say it isn't worth the long lines at the checkout counter, crowded parking lots, and the fact that not everything is cheaper than at regular retail stores. Like any kind of shopping, though, it pays to compare prices and research the best deals. However, it's not unusual to save from 25% to 50% on a variety of commonly used household items, groceries, and other consumer goods.
  2. "Coupons" is not a four-letter word -- although some people act like it is. Clipping, printing, saving, and organizing discount coupons can be a bit of a nuisance, but when you add up the monthly savings, it's worth the inconvenience. Stores that offer double coupons and/or accept competitors' coupons can also help you chalk up extra savings. Taking advantage of advertised specials is yet another way to reduce your monthly expenses.
  3. Compare notes with friends and family. You can often pick up worthwhile money-saving ideas by simply asking people whose opinions you respect. Nearly everyone has discovered stores, products, websites, businesses, and strategies that have helped them save money. Sometimes the topic is also discussed on social media sites. Most people you know would be glad to pass along their money saving tips, insights, and techniques.
Saving Money on Home Energy There are dozens of ways you can save money on your electric bill, such as unplugging appliances and turning off lights when you're not using them. It's also worth noting that LED and compact florescent light bulbs use significantly less electricity than old-fashioned incandescent light bulbs. Other tips for curbing energy consumption include washing your clothes in cold water whenever possible and setting your thermostat to reduce energy demands when you're sleeping or at work. Once you start looking into ways to lower your utility bills, you'd be surprised at the number of simple, yet effective things you can do. A few longer term strategies for saving on energy include converting your home to solar power, replacing drafty old windows with new, more efficient ones, and switching to Energy Star certified appliances, such as clothes washers, dryers, and dishwashers. Although there's an initial cost that needs to be recouped before the true savings kick in, upgrading can deliver long-term benefits to both your wallet and the environment.



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